Charles Bovaird, a Forbes Senior Contributor, is a financial writer and cryptocurrency consultant with strong knowledge of asset markets and investing concepts. He has worked for financial institutions including State Street, Moody’s Analytics and Citizens Commercial Banking. An author of 500+ publications, his work has appeared in publications including Washington Post, Fortune and Investopedia. Previously, he created all the industrial finance training for a company with 300+ people and has given speeches on financial literacy for Mensa and Boston Rotaract. Charles holds a Bachelor’s Degree in Economics and Political Science from the University of Massachusetts Boston.